New Construction & Spec (General Contractors)
Lot + spec construction financing—built for volume.
For full-time GCs looking to build more and sell more. Submit a short profile and we’ll follow up with the project + document checklist.
Build spec homesDedicated draw administratorsNo junk feesLoan fees funded from the loanBuilder deposit refunded at completion
Talk to a loan rep
(404) 587-6463
Weekdays 8am–5pm (EST)
Not sure which program fits? Use the program picker →
Benefits
- Build spec homes to grow sales
- Personalized one-on-one service
- Experienced construction loan processors to expedite closing
- Draw processing with urgency
Builder requirements snapshot
- 3+ years minimum building experience
- Must be a full-time builder
- Built and sold 5+ residential homes
- Acceptable personal and business credit
Process + draw checklist
- Invoices from suppliers/subcontractors
- Inspection / progress verification
- Title search before first progress draw (per brochure)
- Insurance: GL + Builder’s Risk (plus flood if applicable)
Full application
Credit & Loan Application (PDF)
Use this after we connect, or if you’re ready to submit company, experience, and project details. The quick form below is still the fastest way to get a call back.
Get started
Builder application (quick profile)
We’ll review your experience and follow up with next steps and required documents.
70% max (AMV) includes 100% Cost to Build
You may qualify for a complimentary eBook titled Change Your Financial Literacy / Change Your Life. Ask for your complimentary eBook when we contact you.