Fund more projects.
Skip the bank paperwork.
Renovation and new-build financing for licensed GCs—up to 100% of purchase, quick draws, and no junk fees. Pick your path, answer a few questions, and a real person follows up.
Start where you fit
Fix & flip and new construction have different needs and qualification signals—so we split the experience to get you the right terms faster.
GC Fix & Flip
Renovation loans for experienced GCs.
- Fast project approval
- Purchase price funded up to 100%
- Quick draw disbursements
GC New Build / Spec + Lot
Spec + lot lending for GC builders.
- Build spec homes
- Dedicated draw administrators
- Builder deposit refunded at completion
Lending that moves at your pace
No junk fees
No application, doc-prep, underwriting, or credit-report fees. Loan fees are funded from the loan.
Quick draws
Dedicated draw administrators process disbursements with urgency so work never stalls.
Personalized service
One-on-one service from a construction loan rep—plus experienced processors who expedite closing.
Market-based LTV
Leverage built for active builders, with purchase funded up to 100% on qualifying deals.
Title insurance often not required
A simpler, lower-cost path to closing on eligible projects.
No tax returns
We establish your experience and credit history without tax returns or financial statements.
Fees banks charge that we don’t
Traditional construction loans pile on fees before you ever break ground. Here’s how we compare.
Typical bank / institutional lender
- ✗ Application fee
- ✗ Doc-prep fee
- ✗ Underwriting fee
- ✗ Title insurance
- ✗ Credit-report fee
- ✗ Inspection fees
Bowles Brokerage Group
- ✓ Application fee $0
- ✓ Doc-prep fee $0
- ✓ Underwriting fee $0
- ✓ Title insurance Often not required
- ✓ Credit-report fee $0
- ✓ Inspection fees $0
From inquiry to funding in four steps
Choose your program
Fix & flip or new construction—each page qualifies GCs for the right program.
Submit a quick form
We collect deal + experience basics so follow-up is fast and relevant.
We review & follow up
A loan rep reviews your info and reaches out with next steps and requirements.
Move to funding
Once approved and the project is ready, we move to closing and draw administration.
GCs apply direct—partners can refer
Built for licensed General Contractors and GC builders. Realtors, investors, CPAs, and closing attorneys can refer a GC.
Bank, mortgage company, private lender, or asset manager? See how we work with lenders →
Quick answers before you apply
Should I use one page for everyone?
Do you require tax returns or financial statements?
How do draws work?
Ready to fund your next project?
Pick your program and submit a quick profile—we’ll follow up with next steps.